Do I need professional indemnity insurance as a sole trader or freelancer?

Along with giving yourself the freedom to work as you wish, you also encounter increased risk when going solo. If in your position as a sole trader or freelancer you’re open to clients claiming you made a mistake or gave bad advice, professional indemnity insurance may help cover the cost of defending yourself or resolving those issues. Sole traders may find they fall under a group of professionals who have their insurance needs determined by those they work with – for instance, professional indemnity and public liability could be required in order to secure a contract. Discover more about what sole traders and freelancers might need from a policy with our guides.

HomeLet Guarantor

HomeLet Guarantor is an integrated solution that offers tenants the choice to purchase a guarantor service directly from us.

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No Guarantor? No Problem.

We’ve listened. We’ve studied the gaps.
We’ve built the right solution for your new rental reality.

Product features

Up to 12 months' rent arrears covered
Delivering to support your landlords cashflow and financial commitments.
Rent arrears paid back to Day 1 within 30 days of a claim
HomeLet Guarantor offers solutions that can support agents when arrears happen during the tenancy, not just after eviction or no claims periods.
3 years' cover. One tenant payment. No renewals
One upfront payment provides guarantor protection for up to 3 years. No awkward mid-tenancy renewals.
Cover for the professional costs of eviction
Up to £100k professional legal costs to gain possession or evict the tenant, where necessary, due to rent arrears.
Available to all tenant types
Including renters who are new to the UK, students, employed, self-employed, retired or receiving benefits.
£5,000 of cover for Property Damage
To cover damage caused by the tenant during the tenancy.
No cost to agents or landlords
A fee of one month's rent, paid by the tenant.
Revenue generating
Generate commission to boost your agency's income.
Fully integrated with your referencing workflows
No additional admin or data entry. One partner, one platform, one intuitive journey for tenants, landlords and agents.

Why it works for your business

Enhance your lettings proposition

A tenancy can significantly strain your business and relationships with your landlords when it goes wrong. So put your trust in one of the UK’s largest and most experienced providers for Letting Agents.

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