Landlord Insurance

Being a landlord is complex. There is a wealth of information, legislation and regulation to digest, plus attracting tenants, keeping your properties in good condition, managing rental payments, organising the right insurance... it’s a time-consuming task. We’re here to guide you through the processes, offering help and specially tailored products to make your job easier.

*Save 15% online - Our prices are 15% cheaper when you buy online. This discount applies to Landlord Buildings Insurance and our Landlords Content’s Insurance for furnished properties.

Insurance Premium Tax is increasing

Did you know that Insurance Premium tax (IPT) is increasing on 1st June by 2%, find out more on how this might affect you.


Why HomeLet landlord Insurance?

  • Defaqto 5 Star rated cover
    Our Defaqto 5 Star Rating provides you with independent expert reassurance about the quality of the cover we provide to landlords 
  • Protection for your investment
    Our Landlord Buildings Insurance automatically covers you for up to £500,000.
  • We've been supporting landlords for over 25 years
    We've used our industry experience and market knowledge to create comprehensive cover and a range of optional extras just for landlords.
  • 15% cheaper when you buy online
    This discount applies to Landlord Buildings Insurance and our Landlord Content's Insurance for Furnished Properties.

Being a landlord comes with its own unique set of challenges and risks. From an unexpected loss of rental income to damage to your buildings or possessions, you can experience a range of unwelcome complications. The purpose of our landlord insurance cover is to give you added peace of mind that, should something go wrong, you won’t be left counting the cost. Designed just for landlords, our highly tailored policies offer you affordable and comprehensive protection. We also provide a variety of optional extras, meaning you can arrange cover that perfectly suits your needs.

As well as contents and buildings protection, HomeLet Landlord Insurance+ can incorporate emergency assistance protection and legal expenses cover. In addition, we offer a Prestige Rent Guarantee. This ensures that if your tenants are unable to pay their rent, you will still receive the money you are owed. You can also opt for Landlord Portfolio Insurance. Ideal if you own between two and 20 homes, this multi-property cover could cost you considerably less than if you take out individual policies.

To find out more about the impressive range of landlord insurance products we offer, take a look at the policy options on our website. You can also get in touch with our expert team by phone or email for further details. Our specialists are on hand to answer your questions and to help you find financial protection that meets all your requirements as a landlord and falls within your budget.

If you’d like to discover how much our landlord insurance would cost you, simply click on the ‘Get a quote’ link below and enter the relevant personal details. Arranging cover like this can take a matter of moments and it will give you the extra confidence that comes from knowing you’re protected if the worst happens.


Call our expert Landlord Insurance team 

We're ready to help you with any questions you have 

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Compare Landlord Insurance

Our landlord insurance comparison tool is powered by data from Defaqto - the independent financial researcher – so you can rest assured that you're seeing accurate, independent and trusted information, which is updated daily

Compare Landlord Insurance Find out more

Watch a quick video on our landlord insurance comparison tool 


feefo trusted service awards 2017 darkOur Landlord Insurance has been given a product rating of 4.5 out of 5 by 3420 of our customers through in dependent feedback from Feefo.

Feefo customer information correct as of May 2017 (see more reviews on our Feefo page)

Our Landlord Insurance+ is designed just for landlords. Using our 25 years’ industry experience, we offer comprehensive cover and a range of optional extras. 


Frequently asked questions 

What is landlord insurance?

Simply put, landlord insurance is designed to specifically insure against many potential risks faced as a landlord when renting out your residential property. It differs from your regular home insurance as this tends to cover just the building and contents, you can see more about what it specifically covers below. Find out more.

What does landlord insurance cover?

Landlord insurance can cover you against a multitude of different circumstances and you can tailor your policy to meet your needs. As well as buildings and contents cover, some of the key features and benefits of landlord’s insurance are highlighted below, and some of HomeLet’s landlord’s insurance policy options include cover against:

  • non-payment of rent
  • damage to your property (by the tenant)
  • loss of rent or earnings and rehousing costs if the tenants have to move out following an insured event
  • emergency overnight accommodation (for your tenant)
  • emergency repairs

Why do I need landlord’s insurance?

Although it’s not a legal requirement, regular home insurance will not cover you for any rental activity. If you still have a buy-to-let mortgage on your property it’s sometimes a pre-requisite set out in the mortgage terms and conditions, so it’s worth checking this before allowing tenants into your property. 

Why not just home contents?

Whilst conventional home insurance will cover your buildings and contents (dependent on your policy) it doesn’t cover against potential risks involving renting your property to tenants. This means that any damage, incurred to your property during a tenancy, may not be covered at all.

How much does landlord insurance cost?

This ultimately depends on the level of cover that you feel is right for your needs, most landlord insurance policies can be tailored to suit your specific requirements, as well as additional policy options. All this will affect the overall price of your policy. Most landlord insurance policies will have varying levels of cover. You can use our comparison tool to check some of the key product features of our policy and also policies available in the wider market.

What is a Defaqto rating?

Defaqto is a financial information business that helps consumers make better-informed decisions on financial products. They’ll assess a financial product’s quality and comprehensiveness, and then rate it on a scale of 1-5, with 5* being the most comprehensive cover levels

Landlord Insurance

5 out of 5 stars Reviewer: Defaqto February 1, 2015

Our Landlord Insurance+ is designed just for landlords. Using our 20 years’ industry experience, we offer comprehensive cover and a range of optional extras.