Tenants Contents Insurance
HomeLet contents insurance is designed especially for tenants, to give you peace of mind in case anything happens to your personal possessions, but we also cover accidental damage to your landlord’s furniture or fixtures and fittings that you’re liable for under your tenancy agreement.
* Cover starts at £10 per month for £50,000 of contents cover and £10,000 of Tenancy Liability cover; this price includes Insurance Premium Tax (IPT) at the current rate, as set by HMRC. Please note that a monthly admin fee of £1.99 will be payable if you choose to pay for your policy monthly. The price quoted is for policies with a policy start date up to 31st May. If you select a policy start date of 1st June onwards, you’ll be quoted a different price, which also includes the legislated increase in the rate of IPT.
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Specialist cover for tenants
Tenants contents insurance is there to ensure that if your possessions are stolen or damaged, you won’t have to cover the cost. As a tenant, you aren’t obliged to get one of these policies, but it could increase your peace of mind and help to safeguard your finances. After all, no matter how careful you are, there’s always a risk that disaster will strike. From fires and floods to burglaries, you never know what’s around the corner. Would you be able to afford to replace your belongings if something went wrong? By the time you’ve factored in everything from your electronics to your clothes and jewellery, the costs can quickly mount up.
HomeLet Contents Insurance Incorporating Tenancy Liability is designed to give you the added reassurance you need, and you can tailor it to suit your specific needs. It includes fire, theft and flood protection, as well as accidental damage to desktop personal computers, TVs and audio, DVD and video equipment. Our policies also features tenancy liability cover, so if you accidentally damage your landlord’s furniture or fixtures and fittings that you’re liable for under your tenancy agreement, you won’t have to pay out.
Tailor your cover to suit you
You can add to our standard contents insurance with an Accidental Damage extension, Specified Possession cover (for high value items worth over £2,500) and unspecified Personal Possessions cover, which is designed to protect belongings you take outside your home. We also offer pedal cycles cover as an add-on. This provides protection for bikes outside the boundaries of your home.
Want to know more about our policy?
To get the full details on our policies, simply take a look around our website. We offer detailed information on all our insurance options. You can also get a quick tenant contents insurance quote by clicking the ‘Get a quote’ link below. If you’d like further help in choosing the right solution, don’t hesitate to get in touch with our friendly and professional team by email or phone. We’re committed to providing all of our customers with the highest standards of service and are on hand to answer your questions.