Do I need professional indemnity insurance as a sole trader or freelancer?

Along with giving yourself the freedom to work as you wish, you also encounter increased risk when going solo. If in your position as a sole trader or freelancer you’re open to clients claiming you made a mistake or gave bad advice, professional indemnity insurance may help cover the cost of defending yourself or resolving those issues. Sole traders may find they fall under a group of professionals who have their insurance needs determined by those they work with – for instance, professional indemnity and public liability could be required in order to secure a contract. Discover more about what sole traders and freelancers might need from a policy with our guides.

Business Insurance

It takes time and effort to build a professional business and to establish a strong reputation in the lettings industry. Business Insurance for Letting Agents ensures that your hard work isn't wasted due to one unhappy client.

Business Insurance for Letting Agents

Meeting the demands of a fast-changing economic, political and legal landscape is essential for any business; we live in an increasingly litigious society, and any business could make a mistake that may cause financial harm to a client and result in the need for protection.

Call our team on 0800 035 8258

What does HomeLet's Business Insurance for Letting Agents cover?

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Professional Indemnity Insurance

Association of Regional Letting Agents (ARLA) agents are required to have Professional Indemnity Insurance in place when joining.

Our Professional Indemnity product helps protect your business from financial and reputation-damaging claims from dissatisfied clients. Not only does the Professional Indemnity policy protect letting agents in the event of a valid claim, but it also demonstrates a level of professionalism and commitment to both your own and your client’s assets.

Cover for Business Turnovers of up to £1m
Between £100k to £2m of PI, cover to suit your needs
Costs in Addition cover – Legal Costs in PI claims do not diminish the Sum Insured
Cover for any Civil Liability not specifically excluded, arising out of the ordinary course of your professional business

Employers Liability Insurance

Option to include £10m Employers Liability cover

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Public Liability Insurance

Office and Office Contents Insurance

Management Liability

Cyber Insurance

Fleet Insurance

“Easy and simple. It was my first experience handling tenancy liability matters, but the process was straightforward and easy to comprehend.”

- Verified Customer, 08/05/24

“The service was perfect. They were very patient with my application and all the documents needed for certification.”

- Verified Customer, 08/05/24

“Covered everything we asked for and more. Well explained, one of few to cover our needs, helpful and easy process. Very happy with the service so far. Much better value than we are paying for cover at the moment.”

- Verified Customer, 03/05/24

“Excellent customer service. Unbelievably friendly, helpful, couldn’t fault it.”

- Verified Customer, 02/05/24

“Good price and very quick to give a quote. They were on the ball. Nothing was a problem and they quoted a good price.”

- Verified Customer, 01/05/24

Most property insurances targeted at both tenants and landlords now have optional legal expenses insurance, so protecting your liability to your professional advice is more important than ever, at HomeLet we can offer a product that can provide solutions to many of your professional risks

Jenni Wheatley - Head of Underwriting

What we can do for your business…

Here’s how we can benefit your business, find out how we can drive your growth.

Protect your business needs

Simply provide us with a few details and email your enquiry and current renewal date to pienquiries@homelet.co.uk and we’ll be in touch to talk through your business needs and how we can help provide a package that covers the specific requirements for letting agents like you.