The only tenant referencing solution of its kind.

The future of tenant referencing unlocked
VISTA is a ground-breaking tenant referencing solution that provides accurate affordability assessment of applicants and mitigates fraud risk.

The result of a £3m investment, 3 years research and development, and a partnership with data specialists Experian, VISTA completes over 70% of tenant reference applications within 24 hours.

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Helping you make better tenancy decisions, faster.

Over 5,000+ letting agents use VISTA referencing to see 360° affordability

AI fraud is evolving fast. VISTA referencing stays faster.

Thanks to AI, document manipulation, identity fraud and income misrepresentation have become far more sophisticated. We've seen a 36% increase in daily fraud cases identified across a period of just over a year.

Traditional referencing models aren't built to handle the sophistication of AI fraud. They're quickly becoming outdated and unsafe, and could put letting agents and landlords at risk.

Here's how VISTA does it differently:

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Fit for the future

Fraud detection

On average, HomeLet deals with over 150 cases of fraud a day. With design software that can visually manipulate documents readily available, increasing competition in the rental market and the ongoing cost of living crisis, tenancy fraud is more frequent, complex and targeted than ever before.

By utilising HomeLet AI and referencing over 500 million touchpoints, VISTA will serve as the ultimate protection against tenancy fraud by providing a deeper and more forensic data assessment than any other solution

Affordability calculation

Despite the intensified depth of VISTA’s ID verification and credit history authentication, the solution by no means is designed to inflict harsher standards on tenancy applicants. Instead, VISTA is designed to provide the fairest and truest affordability calculation in the market.

By completing a real-time assessment on an applicant’s income and affordability rather than penalising someone on historic indebtedness which has since been rectified we are able to make a fairer assessment on applicant's credit commitments and outgoings.

Industry insight

Commenting on VISTA, Andy Halstead, HomeLet Chief Executive Officer, said:

“In a housing market storm, with 20-25 prospective tenants per property, securing the right tenant is paramount. Fraudulent references are surging, intensifying the need for agents and landlords to choose wisely from the start.

Our advanced referencing process VISTA surpasses all referencing solutions today. HomeLet leverages data, tech, and human expertise to provide the highest protection for our agents and landlords in the face of the housing market crisis and rising fraudulent references.”

Centres of Excellence

With our industry-leading technology and innovative data management, HomeLet solidifies the robustness of our referencing infrastructure with one final, but crucially important element – our people.

Our sophisticated platforms and data wouldn’t live up to their potential without our experts harnessing the power of these assets to maximise referencing efficiency, accuracy and equality.

When data cannot be acquired by one of the 4 pillars of VISTA, then we have dedicated teams of trained referencing specialists to complete this process and conduct thorough fraud prevention measures.

Our Centres of Excellence specialise in:

Overseas applications
Applications with no full credit file, but living in the UK
Manual income verification
Fraud alerts

A referencing solution like no other
VISTA integrates the perfect blend of technology, data and people and brings it to the forefront of tenant referencing and fraud prevention.

Protecting your business

Our continued innovations, investments in our systems and unique data can provide detailed checks that nobody can match.

500 Million data points to check against

Full credit file access for intelligent decision making

All references checked against the UK’s largest tenant defaults database

Access to the National Fraud Database

Consistency of application cross-checking

Robust emails and applicant behaviour checks to highlight rogue applications

What we can do for your business…

Here’s how we can benefit your business, find out how we can drive your growth.

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Tenant Insurance

We know what tenants need and want - that's why we offer products specifically for them, which can boost your revenue from every let.

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Earn continuous commission

Earn revenue from every product or service purchased by your tenants and landlords. Leave the selling to our expert teams and watch your income grow.

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Over 5,000 letting agents use HomeLet to increase productivity.

Protecting our landlords is our priority. HomeLet’s fraud detection and Rent Protection allows us to keep them safe.

Carrie Alliston | Lettings DirectorMay 2023

Thanks to HomeLet, we’re making the most of value-added services to increase our income per let.

Andrew Craig | Managing DirectorMay 2023

Our helpful Customer Development Manager is always available to speak whenever we need

Dan Frogley | Partner May 2023

Rent Protection has helped us protect our landlords and offered peace of mind.

Jeremy Cull | Director May 2023

We have always had an account manager who is on hand for support and advice, and I can’t see us ever moving away from HomeLet!

Billy Maddin | Operations Manager May 2023

They are always on hand to help and assist us, and the relationship we have with our Customer Development Manager is brilliant.

Mark Smith | Director May 2023