The UK has recently been hit with a barrage of stormy weather, with wind gusts reaching up to 112mph in certain areas as reported by the Met Office. This has resulted with thousands of homes without power and damage to homes up and down the nation.
Many houses have been damaged by storm force winds across the UK, The Liverpool Echo reported a lamppost which fell onto a house in Merseyside, a roof that was ripped straight off a row of terraced houses in Dunbarton according to the Lennox Herald and a 50 ft tree that fell onto a house in Lindfield, Sussex which was reported by the Mid Sussex Times. Lesser damage also been caused, mainly consisting of roof tiles being dislodged and falling, chimneys collapsing and garden walls blowing over. The Association of British Insurers estimated the damage caused since the beginning of this year to be worth tens of millions of pounds.
Heidi Abbott, Director of Business Development at HomeLet says; “Landlords must be aware that having cover that protects them from the affects of storm force winds- for example falling trees- within their buildings insurance is as important as ever considering the current situation. Falling trees, roof tiles, lampposts and pylons can cause substantial damage to houses and even leave them susceptible to water damage and uninhabitable”.
Heidi Abbott continues, “If landlords do not ensure they have comprehensive buildings insurance, their properties could become damaged by the affects of storm force winds and flooding and putting it right out of their own pockets could cost a fortune. This could also mean their house is uninhabitable; thus their tenants having to move out, meaning no rental income.”